04 — Economics

Two tiers. One alignment.

LPs pay a standard 2-and-20 with an 8% preferred return. Portfolio companies pay TPC a separate schedule of transaction-level fees — 80% of which is rebated to the Fund as an offset against the LP management fee. Disclosed in the LPA. Audited annually.

80%
Portfolio-Fee Rebate

Of arrangement & monitoring fees. To the Fund. Audited.

2%
Management Fee

Of committed capital, yrs 1–3; invested capital, yrs 4–10.

20%
GP Carry

Above the 8% preferred return hurdle. Full clawback.

8%
Preferred Return

Annual compounded. To LPs before any GP carry.

0
Prohibited Fees

Placement, finders', kickbacks. Contractually banned.

100%
Pre-Term-Sheet Disclosure

Every fee, in writing, before signature.

Tier I

LP-level economics

What the Fund charges its Limited Partners. Standard institutional architecture with a European waterfall and full GP clawback.

FeeRateBaseTPC RetainsLP Benefit
Management Fee2.0% p.a.Committed capital (yrs 1–3); invested capital (yrs 4–10)NET OF REBATESReduced by 80% of portfolio fees
Carried Interest20%Net profits above 8% hurdleGP ONLYSubject to full clawback
Hurdle Rate8% p.a.Annual compounded preferred returnN/ALPs receive before any carry
Tier II

Portfolio company-level fees & LP rebate treatment

What portfolio companies pay TPC at term sheet, closing, and over the life of the transaction. Arrangement and monitoring fees are rebated 80% to the Fund — directly offsetting the LP management fee charged in Tier I. Commitment and reverse break-up fees are retained by TPC as compensation for exclusivity and wasted diligence.

Fee TypeRateWhen ChargedTPC RetainsLP / Fund Benefit
Commitment Fee0.5–1.0%Term sheet execution100%Exclusivity compensation
Arrangement / Origination1.0–2.0%At closing20% RETAINED80% OFFSETS LP MGMT FEE
Legal Expense ReimbursementActual cost (capped)At closing0% — PASS-THROUGHPure cost recovery to counsel
Monitoring / Management0.5–1.0% p.a.Quarterly in arrears20% RETAINED80% OFFSETS LP MGMT FEE
Reverse Break-Up Fee1.0–1.5%On portfolio co. breach100%Compensates wasted diligence
Worked example

On a $20M senior-secured transaction with a 1.5% arrangement fee, TPC collects $300,000 from the borrower at closing. $60,000 (20%) is retained by TPC as the GP; $240,000 (80%) is rebated to the Fund and credited against the LP management fee for that quarter. The same 80/20 treatment applies to ongoing monitoring fees over the life of the position.

The prohibited-fees covenant

Section §VII of the Governance Doctrine and the corresponding LPA covenant contractually prohibit Taper Point Capital and its principals from receiving:

  • Placement fees from third-party intermediaries on Fund commitments.
  • Finders' fees on portfolio-company introductions, in either direction.
  • Undisclosed referral or kickback arrangements with service providers.
  • Side compensation that is not disclosed in the quarterly LP report and audited.

Breach of the covenant is a defined Cause Event under the LPA, exposing the General Partner to LP-led removal in accordance with §IV of the Governance Doctrine.

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